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Getting A Mortgage
Should Be
Simple

Fast approvals, more affordable options and one-on-one support make getting a mortgage simpler when you work with me.

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Ron Siegel

Radio Host/Mortgage Lender | NMLS #217037

Your Local Orange County expert but also serving all of CA, AZ, ID, OR, WA.

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Want to know what mortgage rates will be next week?

Stay ahead of mortgage rate changes with the latest insights so you can feel confident you’re getting a good rate at the right time.

LEARN MORE

I’m Ron Siegel,

and I’m Here To Help

I know the mortgage process can feel overwhelming - endless paperwork, difficulties and delays, and always wondering if you were getting a good rate.

Good news: I’m here to make it all easier for you. But don’t just take my word for it - see what others who have worked with me have to say.

Whether you're buying a home, refinancing for a better rate, or pulling cash from your property, I’m here to help.

Let’s make this simple. I look forward to hearing from you!

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Buying A
Home?

Maybe you're a first-time buyer, or you could be looking for your forever home. Maybe you're buying a second home or an investment property. No matter what the situation, I'm here to simplify the process to make it less stressful and a whole lot easier.

Discover how working with me can help you during all the stages of buying a home, from pre-approval through closing.

START MY HOME JOURNEY

Refinancing Your
Home?

Whether you want to lower your payment, get a better rate, consolidate debt and free up cashflow, or access cash for anything else, I’m here to help. No matter your reason for refinancing, finding the right mortgage is the key to saving you time and money while making the process simple and easy.

Discover how working with me can help you make the most of your refinance.

HELP ME REFINANCE

Our Simple
Mortgage Process

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What Loan Is Right For You?

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Did you know there are dozens of mortgage programs out there—each with different rates, terms, and qualifying guidelines? Your job, credit history, and even military service (yours or your spouse’s) could open doors to options you didn’t even know existed for a lower down payment or lower rates. Let me help you find the right mortgage for you.

Have questions? You’re not alone!

Applying is simple! You can start with the secure link on this page if you’d like to submit your application online, or if you’d like to discuss your situation first we can have a conversation and I can take your application over the phone or on Zoom.
APPLY NOW

A prequalification is an estimate of how much you may be able to borrow based on information you provide. A preapproval is a more in-depth process where the lender verifies your financial information to determine ahead of time that you will qualify. If you’re in a competitive situation, a preapproval will usually carry more weight. I can help you get prequalified or preapproved!
Get Prequalified or Preapproved

Typically 30 to 45 days, depending on the lender and how quickly you provide documents. However, if you are looking for a faster process, I may be able to help. If you’ve already found a house or are looking for a fast refinance, we should talk soon.
I want to get started

Common documents needed for your mortgage include recent pay stubs, tax returns or other tax documents like W-2s or 1099s, and bank statements. More documents may be required based on the program guidelines. I can give you a complete list of needed documents based on your situation.
Tell me what documents I need

Different mortgage programs have different requirements for credit history and credit score. I can help you compare your options, and if it isn’t the right time for you to buy a home or refinance I can help you with options to improve your credit.
Help me find out if I qualify

Real Stories From People
Like You?

Still have questions?

LET'S CHAT!